If you need assistance, please call 914-522-8585

Mortgage Rate Update

Mortgage Rates in New York

Product Interest Rate APR
15 YR Fixed Conforming 5.990% 6.276%
15 YR Fixed Jumbo 6.250% 6.413%
30 YR FHA 6.125% 6.994%
30 YR Fixed Conforming 6.875% 7.055%
30 YR Fixed Jumbo 6.625% 6.725%
5/6 (30 YR) ARM Conforming 7.375% 8.024%
*The interest is fixed for the first five years and adjusts every 6 months thereafter for the remainder of the loan term. The rate may increase after consummation. The index for the products is based on the SOFR. The margin for the adjustable- rate mortgage may vary with your unique credit history, and terms of your loan.
5/6 (30 YR) ARM Jumbo 5.875% 7.323%
*The interest is fixed for the first five years and adjusts every 6 months thereafter for the remainder of the loan term. The rate may increase after consummation. The index for the products is based on the SOFR. The margin for the adjustable- rate mortgage may vary with your unique credit history, and terms of your loan.
7/6 (30 YR) ARM Jumbo 6.000% 7.132%
*The interest is fixed for the first seven years and adjusts every 6 months thereafter for the remainder of the loan term. The rate may increase after consummation. The index for the products is based on the SOFR. The margin for the adjustable- rate mortgage may vary with your unique credit history, and terms of your loan.
Last Updated on: 3/21/2024 2:23:30 PM
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2024 SmartMLS, Inc.
The data relating to real estate for sale or lease on this web site comes in part from One Key, Inc. Real estate listings held by brokerage firms other than Anne Savino - William Raveis Real Estate are marked with the One Key, Inc logo or an abbreviated logo and detailed information about them includes the name of the listing broker.

The information appearing herein has not been verified by One Key, Inc or by any individual(s) who may be affiliated with said entities, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose.

©2024 One Key, Inc. All rights reserved.

This site powered by CINC: www.cincpro.com